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Life and Umbrella Insurance

What are the two MAIN types of insurance
Universal/Whole
Life/Umbrella
Variable/Variable Universal
Permanent/Temporary
None of the Abover
Name TWO factors that can affect the cost of your insurance...
SAT/GPA
Age/Height
Driving Record/Gender
Both B & C
What is a benefit of Permanent Life Insurance?
Cash value accumulation
No Med. Exam
Better FICO score
All of the Above
True or False: Whole Life Insurance costs LESS than term life as it provides lifetime coverage with permanent benefits.
True
False
What two things can UMBRELLA Insurance Cover?
Cracked iPhone Screen
Expensive Legal Fees
Hospital Visit or Surgery
Cheetah Attack
Name two benefits of Umbrella Insurance
Serious bodily injury liability
Bundle your insurance
Landlord liability
A and B
A and C
What is the BEST way to buy Umbrella Insurance?
Through a car dealership
Over The Phone
Through a verified company
All of the above are great ways to buy Umbrella Insurance
Who should have/get Umbrella Insurance?
Everyone
Anyone who has accumulated personal wealth
Anyone with an income over $100,000
Everyone that owns a beach house
In a nutshell, what is Umbrella Insurance?
Another type of Life Insurance that only few can afford
Extra protection that covers you if your house is damaged
A type of Insurance policy that provides liability protection
Umbrella Insurance isn't related to Life Insurance at all
What could happen if you don't have Umbrella Coverage?
Your taxes skyrocket
You have to pay out-of-pocket for certain costs
A lien can be placed on your home
All of the above
Both B and C
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