How lucky of a ducky are you?

What's your attitude about money?

I feel decently stable and in control

I'm alright, could use some help

I'm a mess

I don't care.

Do you live paycheck-to-paycheck?

Yes, and I hate it

Yes, and I'm fine with it

No, but I barely have enough between paychecks

No, I have plenty of funds between paychecks

What assets do you have? (Select all that are applicable)

How do you use your credit card in terms of spending?

Don't have a credit card

I don't know how I use it. I just use it.

I use it a lot; the utility is over 30%, but not maxed out

Credit cards are maxed out

I keep the utility below 30%

Do you pay your bills on time?

Yes, on time, every month

Sometimes. I forget; things happen

I'm regularly or often late

Do you put away money to save or invest?

Yes, every month

When I can

I don't, and I wish I did

I don't really worry about saving

How are your spending habits? Do you typically spend more than you earn?

No, I always keep myself in check and spend less than what I bring in

I spend a little much, but I do show restraint if it's about to go over my means

Um, sometimes I go a little over

I'm a mess. I buy what I want, when I want, and frequently spend beyond my means.

No idea. I just spend. I seem to be doing fine

How do you handle debt?

Haven't had any debt

I ignore it, or just pay the minimum due

I pay what I can, when I can

I make the monthly payments on time each month

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