Premier Contents Insurance

What's the most we will pay for un specified jewellery items?

5000

10000

15000

20000

What's the most we will pay for legal liability?

1000000

100000

10000000

10000

The most we will pay for key and lock replacement is $500

True

False

Select the correct statement. In the event of a claim, we are entitled to

take and keep possession of your damaged items

Deny access to the Financial Services Ombudsman

Transfer a claim to the Insurance Claims Register without your consent

Decline to give a reason as to why a claim has been denied

You are covered for loss to frozen food upto a maximum of $250

True

False

You do not have to pay any excess

if you make a claim for accommodation costs under ‘Temporary accommodation costs’

if you make a claim for keys and locks under ‘Key and lock cover’

for any claim under ‘Cover if you damage other people’s property

if you make a claim for damage to surge protectors, or household contents attached to surge protectors, caused directly by a power surge or fluctuation in the supply of electricity.

All of the above?

Your child has had a friend over for the night, The following day you notice a piece of jewellery missing. You suspect the friend has taken it. Are you covered for this loss?

Yes

During Guy Fawkes you accidentally set fire to your curtains. They are 7 years old. Your are covered for?

Replacement value

Market value

A removable mirror that is fixed to your bedroom wall via a wall mount is covered by this policy?

True

False

You've just bought a new bike. It cost $7000. You want this specified on the policy for replacement cover. Is the an option?

Yes

No?

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