EBM-18

If the contribution to investment ratio is greater than 20% in Loan Assessment Report, how would you rate the credit scoring?
2
5
3
4
Can loans be provided to associate citizenship scrutiny card holder (ဧည့်) and naturalized citizenship scruitiny card holder (ပြု)?
 
Yes
No
Yes if BM approves
Yes if RM approves
If PAR> 1days outstanding is 200,000 and PAR>30days is 150,000 out of total outstanding 1,000,000, What will be the percentage of Portfolio at Risk over 30 days (PAR>30days)?
15%
20%
10%
30%
Interest income is disclosed in __________.
Income statement
Balance sheet
Cash flow
Changes in Equity
The minimum requirement by FRD for Liquidity Ratio (Cash & Bank Balance / Voluntary Saving) is __________.
25%
10%
18%
28%
Which one can be called as control?
Policies
Procedures
Practices
All of the above
The correct imprisonment punishment if you commit the prohibition under Section 53 of Microfinance Business Law 2011?
Two and a half year
Two years
Up to two years
Not exceeding two years
Which section is not related to the cheating?
415
420
417
408
How many colors are there in secondary brand color of SPNM?
3
5
4
Blue Color Only
How many principles are there in Client Protection Principles?
5
7
6
8
What amount can a branch keep at branch if its loan outstanding is below 500 million?
10M
30M
20M
50M
How many times can you access the vault room?
3
5
2
Always
Persons who are included in the category of third-party money laundering and perform money laundering for a fee; It means organizations and gangs. What types of money laundering?
Self-money Laundering
Professional Money Laundering
Third Party Money Laundering
Risk Management Process is the process of identifying, ……………….. And managing potential risks in order to minimize the negative impact they may have on an organization. Examples of potential risks include security breaches, data loss, cyberattacks, system failures, natural disasters and any type of crisis.
Monitoring
Screening
Checking
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