How Financially Smart Are You?
How Financially Smart Are You?
Are you ready to assess your financial knowledge? Take this engaging quiz to discover how financially smart you truly are!
Find out if you manage your money wisely, what your spending habits say about you, and where you can improve:
- Determine your financial habits.
- Learn about budgeting and saving.
- Gain insights into wise spending.
What category do you belong to?
Student
Freelancer/Founder
Employee
Business Executive
How often do you use your credit card?
Only for emergencies or big purchases
All the time! I can get anything I want with that plastic card!
I don't have a credit card, I'd rather pay cash
For school or work, do you bring or buy lunch?
I bring my lunch from home
I usually buy it
I bring it most of the time but buy it once in a while
At the end of the month, what is your most common financial situation?
Running out of money
I don't spend much so I have money saved
Had to borrow money from a friend
Spent some, saved some!
What do you spend the most money on?
Food
Online Shopping
I save most of what I earn
Sales
Books
Gadgets
Paying for unused subscriptions
What is your biggest investment?
Latest trends in technology
My education
Designer clothing
A business venture
How often do you exceed your monthly budget
Every single time
Once every few months
Never
Congratulations-- you got a bonus at work! What do you do with the money?
Straight to the savings account.
Go shopping or plan a vacation — it’s well deserved!
Splurge on a night out or new outfit to celebrate, and put the rest in savings.
Pay off some debts-- those student loans are building interest like crazy.
If I were to face an overdue account or bill that would have serious credit consequences, I would worry most about:
My reputation and credit score.
How this mistake could possibly have occurred and what I need to do to make sure it cannot happen again.
Where I could obtain the money to make the payment.
The impact this might have on my partner or family.
When I think about changing jobs, my main concern is:
Whether the new job would pay enough so I can cover the costs of my lifestyle.
Finding work that allows me to help others and enjoy my colleagues.
The total financial package: pay, health care and retirement.
Having opportunities for personal fulfillment and challenge in my work.
Which of these are a weekly routine for you?
Ordering food
Going out with friends
Shopping
Going to the local festival or concert
Daily Coffee
When do you pay your bills
Within the due date, whenever I get the time
A day after the due date, I completely forgot
As soon as received, it bugs me until I get it done
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