The Ascent Network - Credit Advisor Test - Module 4

What percentage of credit reports produced by Trans Union and Experian contain errors as reported by the Public Information Research Group?

Do ALL inquiries by creditors produce a negative impact on a persons credit profile?

Do ALL negative or derogatory items have the same effect on a consumers credit score?

How long can a Bankruptcy or Judgement stay on a persons credit report?

A single late payment can stay on a person's credit report for how many years?

How many federal acts or pieces of legislation are in place to govern the credit and credit repair industry?

An inquiry can stay on a persons credit report for how many years?

Verification and Validation of each item on a credit profile may be requested by a consumer?

Verification and Validation MUST be provided to the consumer by Credit Bureau on any single item the credit bureau is reporting in a credit report?

The representative is also directly involved in the verification and validation process that takes place for the Ascent clients he/she enrolls?

Ascents' primary role in the credit repair process is to serve as an advocate for its clients?