High Plains Health Plan Compatibility Quiz

Does your current health plan offer $0 deductibles and copays for certain services?
Yes
No
Not sure
Does your current health plan incorporate direct contracts with healthcare providers to ensure fair and reasonable pricing?
Yes, we already leverage direct-to-provider contracts
Yes, but we also use traditional network options as well (PPO, HMO, POS, EPO)
No, we access providers only through a traditional network arrangement (PPO, HMO, POS, EPO)
No, we do not have a specified network of providers
How willing is your organization to eliminate plan member deductibles and copays when members proactively seek out high quality/low cost care that saves the organization money?
Very willing, employees should also benefit from good consumer behavior
Somewhat willing
Not willing, the company should get all the savings
Does your organization have specific strategies in place for high-cost prescription drugs?
Yes
No
Not Sure
How valuable would a $0 Deductible be for employees in your organization?
Very valuable
Somewhat valuable
Not valuable at all
Would a health plan that proactively engages in care navigation to direct employees to the best care options at the best prices be of value to your organization?
Yes, guidance in care is crucial to get our employees the best care and save money
Maybe, it depends on how it is implemented
No, our employees don't want help navigating healthcare
How much visibility do you have into the healthcare costs and usage within your current plan?
Complete transparency: We analyze cost and usage data regularly
Some visability: We get reports but could use more detail
Limited: We know our overall costs but lack detailed information
How frequently does your organization review/consider claims and utilization data in order to implement specific healthcare strategies?
Weekly: We receive claims reporting regularly
Monthly: We receive claims reporting, just less frequently
Annually: We review data once per year, generally at renewal
Never: What is claims and utilization data?
Other
How important are health benefits to your employees?
Very important: It's almost as important as income
Somewhat important: Employees can generally get better insurance elsewhere
Not important: We have little participation because our benefits are not competitive
Which statement best describes your organization about "why" you offer health benefits?
We only offer benefits because we have to by law. If we didn't have to, we wouldn't offer benefits.
We offer benefits because our competitors do, and we need to be able to keep up with them.
We offer health benefits because we want our employees to be healthy and love working for us. We believe good benefits is a true attraction/retention tool for good employees.
LAST QUESTION: Check all the boxes you take into consideration when choosing how employees will access healthcare through your plan:
Monthly premium level
Deductible level
Out-of-Pocket maximum level
Provider network - adequacy and accessibility
Who the broker/advisor is
Copay levels
How prescriptions are covered
Innovative ideas/strategies
Cost savings overall
Annual trend
Past claims experience
How it will impact employees
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