Test Your Knowledge of Scams, Fraud and Identity Theft

1. Which of the following should never be divulged to a stranger, especially someone who contacts you out of the blue?

Your Social Security Number

Your Bank Account Number

Your License Information

All of the Above

Cybercriminals use tricks to hide behind information that may appear authentic, but is not. What information do cybercriminals discuise?

Their names and addresses

Their phone numbers

Their IP address

All of the above

The most common type of scam reported to FBI's Internet Complaint Center in 2020 was:

Bogus Prizes/Sweepstakes

"Grandparent" Scam

Family/Friend Imposters

Fake Check Scams

The Federal Trade Commission (FTC) examined fraud reports and have found most often criminals first contacted victims by:

Sending a letter in the mail

Calling them on the phone

Sending an email

Visiting them at their residence

How can you imporove your online security?

Require two-step authentication to access your financial accounts

Set up alerts with credit-card issuers so everytime your card is used, you are notified

Maintain unique passowrds for all your online accounts and update them periodically. Never use "password" as a password

All of the above

Credit cards offer consumers better protection against liability for fraudulent purchases compared to debit cards because of the:

Electronic Fund Transfer Act

Federal Reserve Bank's Regulation E

Fair Credit Billing Act

None of the above

Which payment methods do fraudsters often request from victims?

Bitcoin or another digital currency

Gift cards (ex. iTunes cards)

Funds sent using a peer-to-peer payment app

All of the above

If a person I do not know calls needing remote-access to my computer, it is okay to give them permission to do so.

True

False

Email authentication can help protect against phishing attacks?

True

False

If you fall for a phishing scam, what should you do to limit the damage?

Delete the phishing email

Unplug the computer

Change any compromised passwords