Money and mental health
More than half of all adults in the UK have experienced concerns over their own mental health or wellbeing because of money worries at some point in their lives.
Even if you are not sure whether you have a mental health issue, poor mental wellbeing can affect the way you deal with money (opens YouTube).
Go to the Money Advice Service for tips on how to stay on the top of things when you don’t feel like doing anything.
If you are continually feeling low and it starts affecting your day-to-day life you should seek help from your GP. Book an appointment with your GP, or follow these links for information on how to access mental health services:
Whatever you're going through, you can call the Samaritans for free any time, from any phone, on 116 123.
More than half of all adults in the UK have experienced concerns over their own mental health or wellbeing because of money worries at some point in their lives.
Even if you are not sure whether you have a mental health issue, poor mental wellbeing can affect the way you deal with money (opens YouTube).
Go to the Money Advice Service for tips on how to stay on the top of things when you don’t feel like doing anything.
If you are continually feeling low and it starts affecting your day-to-day life you should seek help from your GP. Book an appointment with your GP, or follow these links for information on how to access mental health services:
Whatever you're going through, you can call the Samaritans for free any time, from any phone, on 116 123.
If you’re finding it hard to make the ends meet, see if any of these articles can help you stretch your money further:
If you owe money, it can be tempting to avoid facing up to things, especially if you’re feeling low. It's hard to take the first step but there are lots of free, confidential services that offer face to face, online or phone appointments. They deal with thousands of people every week and are non-judgemental. They will speak to your creditors and put you on the right path.
If you’re unsure what to do, StepChange webchat service offers immediate online support. You can also use the Money Advice Service debt advice locator tool to help find free debt advisers near you.
If you’re finding it hard to make the ends meet, see if any of these articles can help you stretch your money further:
If you owe money, it can be tempting to avoid facing up to things, especially if you’re feeling low. It's hard to take the first step but there are lots of free, confidential services that offer face to face, online or phone appointments. They deal with thousands of people every week and are non-judgemental. They will speak to your creditors and put you on the right path.
If you’re unsure what to do, StepChange webchat service offers immediate online support. You can also use the Money Advice Service debt advice locator tool to help find free debt advisers near you.
Many people struggle with money, especially following a traumatic life event which can negatively affect mental health.
- Find out how to cope if you’ve had a change in income or your benefits are changing
- If you’ve lost a loved one, read Dealing with finances and insurance after your partner dies
- If you’ve lost your job, use our Out of work checklist – things to do if you lose your job
- If you’re ill or had an accident, read How to sort out your money if you become ill or disabled
- If you’re splitting from your partner, have a look at How to sort out your finances on divorce or dissolution
Many people struggle with money, especially following a traumatic life event which can negatively affect mental health.
- Find out how to cope if you’ve had a change in income or your benefits are changing
- If you’ve lost a loved one, read Dealing with finances and insurance after your partner dies
- If you’ve lost your job, use our Out of work checklist – things to do if you lose your job
- If you’re ill or had an accident, read How to sort out your money if you become ill or disabled
- If you’re splitting from your partner, have a look at How to sort out your finances on divorce or dissolution
Anxiety can show itself in many ways, such as feeling restless, being constantly on edge, irritability, difficulty concentrating or avoiding your friends.
The NHS has put together a guide to help you deal with panic attacks and anxiety.
If money worries are making you anxious, however big or small your problem, you can get free, impartial advice to help take away the stress.
Anxiety can show itself in many ways, such as feeling restless, being constantly on edge, irritability, difficulty concentrating or avoiding your friends.
The NHS has put together a guide to help you deal with panic attacks and anxiety.
If money worries are making you anxious, however big or small your problem, you can get free, impartial advice to help take away the stress.
Buying things to cheer yourself up or to forget about your problems can give you an instant buzz that disappears quickly. Even if you don’t do it often, it can quickly turn into a habit.
The Money and Mental Health Policy Institute has a list of apps to help you manage online spending. If you have overspent and regret it, you could cancel or return items and get the money back. If you’re having trouble paying off credit or store cards, you can get free, impartial advice.
Buying things to cheer yourself up or to forget about your problems can give you an instant buzz that disappears quickly. Even if you don’t do it often, it can quickly turn into a habit.
The Money and Mental Health Policy Institute has a list of apps to help you manage online spending. If you have overspent and regret it, you could cancel or return items and get the money back. If you’re having trouble paying off credit or store cards, you can get free, impartial advice.
Many people think having a drink will make them feel more relaxed. But if you’re experiencing anxiety or other mental health issues, drinking alcohol or using substances often makes the situation worse.
Get help sooner rather than later and avoid doing long term damage to your health and finances.
The NHS website has a good guide on overcoming addictions.
Many people think having a drink will make them feel more relaxed. But if you’re experiencing anxiety or other mental health issues, drinking alcohol or using substances often makes the situation worse.
Get help sooner rather than later and avoid doing long term damage to your health and finances.
The NHS website has a good guide on overcoming addictions.
If you’re not in a good place, it’s always worth asking for help.
Remember, you deserve to get support, and you’re not alone.
You can talk to the Samaritans about whatever is getting you down, including money. It doesn’t matter if your problem is big or small, they’ve heard it all before. They have a free 24-hour call service every day of the year and an email service.
Contact the Samaritans by phone for free any time, from any phone on 116 123 or by email at jo@samaritans.org
If you’re not in a good place, it’s always worth asking for help.
Remember, you deserve to get support, and you’re not alone.
You can talk to the Samaritans about whatever is getting you down, including money. It doesn’t matter if your problem is big or small, they’ve heard it all before. They have a free 24-hour call service every day of the year and an email service.
Contact the Samaritans by phone for free any time, from any phone on 116 123 or by email at jo@samaritans.org