First, what's your name? 👋🏻

How old are you? 🎂

1) Do you have an emergency fund? (Goal: minimum 3 months of your core expenses?) 💰

2) Do you have a high yield savings account (HYSA) 🏦

3) Does your checking account have a monthly fee? 💸

4) Do you have beneficiaries added to all your accounts? 👩‍👧‍👦

5) Do you have (or know if you need) disability insurance, and know how it works? 💼

6) Do you have (or know if you need) life insurance, and know how it works? 🪦

7) Do you have a will created? 📜

8) Do you feel confident in your health insurance policy selection (and know how it works?) 🏥

9) Do you have an HSA (Health Savings Account) or know whether or not you qualify to have one? 🩺

10) Do you know your net worth? 🔍

11) Do you have a system in place to track your net worth? 📊

12) Have you opened a Roth IRA? (OR know about the alternative options if you're over the income limit?) 👀

13) Do you feel confident when it comes to investing? (ie: how the stock market works, index funds vs ETFs, etc) and know how to invest? 📈

14) Do you currently contribute to a retirement account? 👵🏻

15) Do you know how much you need to save/invest to be able to retire? 🤔

16) Do you know how to invest for future children (if desired) and build generational wealth? 👶🏻

17) Do you maintain an 'Excellent' credit score? (800+?) 💳

18) Do you know your debt balances (if any), interest rates, and if they have prepayment penalties? 🤑

19) Do you have a strategic plan to pay off any debts you do have? ✍🏻

20) Do you pay off your credit card at the end of every month? 💳

21) Do you have a custom Spend Plan (aka 'budget') that fits your goals and you can actually stick to? 📝

22) Do you have a financial priority list? (a strategic plan of how you're going to achieve your short, mid, and long term goals?) 📑

23) Do you have multiple streams of income? 💵

24) Do you feel confident negotiating or advocating for yourself? (ie: do you consistently negotiate your salary, big expenses, etc?) 🤝🏻

25) Do you ever feel guilty for spending? (or make impulse purchases?) 😪

26) Do you know where every dollar is going and have you fixed any money leaks? (ie: unused subscriptions, being overcharged, etc) 🛍️

27) Do you consistently nail your tax return? (ie: you don't get too much of a refund or you don't owe in too much) ⚖️

28) Do you have all the tools to strategically purchase a property? (ie: shopping interest rates, knowing what loan type to use, how to find a realtor, saving on fees, negotiation) 🏡

29) Do you have someone (or a community) who holds you accountable for your financial goals? 👏🏻

30) Do you invest/have you invested in yourself to make sure your financial future is set up on the right trajectory? 🚀