Do You Need MPH?

You have a loan seasoned for December and the CR DLA date shows Nov 20, do you need an MPH?
You have a loan seasoned for December and the CR DLA shows October, What is the next item to look at to see if you need MPH?
Assuming all previous payments are confirmed, you have a loan closing in December and you do not have a payoff generated in November showing due for December, do you need a MPH/CS?
You have a loan that has rolled from Nov closing to Dec Closing, if you get a payoff in Nov showing due for Dec, do you need a MPH/CS?
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