JA Malta Financial Quiz

Which of the following would be beneficial in achieving financial security?

Adhering to your financial plan (budget) only when you're in debt.

Creating a financial plan (budget) and then following it.

Assessing your "needs" only.

Considering your short-term goals only.

What does a budget help you do?

Stay in control of your money.

Make purchases without considering what money you've spent so far.

Prepare you financially for planned events.

Make impulse purchases.

Which of the following is a tip for saving?

Put all your income into your pocket.

Develop a habit for putting a set amount or percentage of your income into your savings account.

Never deposit unexpected money into your savings.

Develop a habit for saving only when the amount of money being put away is substantial.

Which of the following may lead to a financial problem?

Overspending.

Categorizing your expenses into different areas.

Understanding your positive and negative spending habits.

Considering your values when determining your goals.

Which of the following information may appear on your credit report?

Your Browser history.

Your financial goals.

The latest payment on your Netflix account subscription.

The last Store you shopped at.

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