What's My Money Mindset?

A colorful illustration depicting various money management styles, including saving, spending, budgeting, and investing in a fun and engaging manner.

What's My Money Mindset?

Discover what your money mindset says about you with this engaging quiz! Are you a savvy saver, a spontaneous spender, or something in between? Understanding your attitude towards money can help you make better financial decisions and improve your overall financial health.

Identify your spending style
Evaluate your saving habits
Plan for the future with confidence

7 Questions2 MinutesCreated by SavingStar145

Which statement feels the most accurate for your spending style?

I don't like to spend unless it's necessary.

Spending money feels good - why deny myself that? I'm worth it.

I'll spend when it's worth it! But not on just any old thing.

I'll spend when I know the details, options, and whether or not it's really worth it.

The newest gaming console is going to be released this Friday, and you've had your eye on it all week long. One catch - it's about a quarter of your paycheck. What's the move?

No chance - I'm going to need that money for something else. Maybe next year.

Absolutely. Life is short, gaming sparks joy, and money is made up.

Sure - I've been putting money aside for the past few months just for this.

Probably not - I've got bigger and better plans for that quarter of a paycheck.

How often do you check your bank account balance?

Daily - I want to make sure it's all there.

Once in a while - it all evens out in the end.

Regularly - and that goes for all my accounts, including my investments.

Before every purchase, to make sure it's not going to put me in hot water.

Congrats on a job well done - you got a nice little bonus this month for all your hard work! What are you going do with it?

It's going right into savings.

Woohoo!! We're going out tonight, on me!

I've been hoping to upgrade my kitchen faucet - this will cover that and have bit left over to invest :)

Not sure yet! I'll take a look at my budget and see what kind of wiggle room we've got.

How do you handle your monthly bills?

I pay each month, and have spent time negotiating/cutting them as low as possible.

Set it and forget it. I've got credit cards to fill the gaps.

They're accounted for in my budget, so I have funds leftover after they're squared away.

After research, trial and error, I have a combo of methods that work best for me month to month.

Your partner has had an incredibly stressful workweek and is begging you to take a weekend away with them to decompress. There's been no chance to set aside funds for this since it's spur of the moment. What're you gonna do?

Sorry, love. Try reading a book or hitting a punching bag. We're not spending money on that.

A weekend away would be amazing. Pack your bags!

Tentatively yes? I think we have enough in savings to cover this.

Would love to take a weekend - but let's plan a little further in advance so we can look around and get the best deals, and save a little in preparation too.

When it comes to your financial plan for the next 10 years, what have you got?

Spending as little as I can so I can save as much as I can - just in case.

I plan to live it up!

I have a five year plan, and ten year plan, a retirement plan - and everything in between mapped out!

Using all my research to build a plan that adapts as needed.

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What's My Money Mindset?

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