Credit or debit?

A modern and colorful illustration showing credit and debit cards with symbols highlighting their differences, surrounded by financial icons like money, wallets, and transactions.

Credit vs. Debit: Test Your Knowledge

Are you skilled in distinguishing between credit and debit cards? This quiz will challenge your understanding of card types, payment processing, and important financial practices.

See how much you know about:

Credit and Debit Card Differences
Pre-authorization Protocols
Payment Methods and Guarantees

10 Questions2 MinutesCreated by LearningCard320

Which cards are always credit?

AMEX

Master Card

Diners Club

Union Pay

There is no way to find out if a card is credit or debit unless the owner advises it.

True

False

Under no circumstances we pre-authorize a debit card, not even if the guests wants to after he is explained about the conditions

True

False

Where should we note that the booking is guaranteed by debit card?

Traces

Logbook

Alerts

Comments

Union Pay cards can be processed through the regular PDQ if the card is credit

True

False

For Union Pay, we always take payment even if it is credit

True

False

If we realised that we pre-authorized a debit card, what do we do?

There is nothing we can do anymore

We call Elavon and release the pre-authorization

We refund the card through the manual PDQ

We force the transaction in the Manual PDQ

When debit card is taken, No post must be closed.

True

False

What method of payment do we attach to the reservation if we take payment in debit?

We put the Debit Card on file

Cash

Fake Card

Any card that is already there

How long does it take to release a pre authorization on a debit card?

2-5 working days

1 week

Immediately

2 weeks or more

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Credit or debit?

Credit vs. Debit: Test Your Knowledge

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