Credit or debit?
Credit vs. Debit: Test Your Knowledge
Are you skilled in distinguishing between credit and debit cards? This quiz will challenge your understanding of card types, payment processing, and important financial practices.
See how much you know about:
- Credit and Debit Card Differences
- Pre-authorization Protocols
- Payment Methods and Guarantees
Which cards are always credit?
AMEX
Master Card
Diners Club
Union Pay
There is no way to find out if a card is credit or debit unless the owner advises it.
True
False
Under no circumstances we pre-authorize a debit card, not even if the guests wants to after he is explained about the conditions
True
False
Where should we note that the booking is guaranteed by debit card?
Traces
Logbook
Alerts
Comments
Union Pay cards can be processed through the regular PDQ if the card is credit
True
False
For Union Pay, we always take payment even if it is credit
True
False
If we realised that we pre-authorized a debit card, what do we do?
There is nothing we can do anymore
We call Elavon and release the pre-authorization
We refund the card through the manual PDQ
We force the transaction in the Manual PDQ
When debit card is taken, No post must be closed.
True
False
What method of payment do we attach to the reservation if we take payment in debit?
We put the Debit Card on file
Cash
Fake Card
Any card that is already there
How long does it take to release a pre authorization on a debit card?
2-5 working days
1 week
Immediately
2 weeks or more
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