Personal Auto

The part of a standard auto insurance policy that covers damages if the insured (driver) injures someone or damages someone's property is call _coverage

Collision

Liability

Comprehensive

Umbrella

The part of a standard auto insurance policy that pays for damage to an insured vehicle if it is involved in an accident with another car is called _coverage.

Collision

Liability

Comprehensive

Umbrella

The part of a standard auto insurance policy that covers bodily injury caused by a "hit and run" driver or an at-fault driver who has no auto liability insurance is called _coverage.

Bodily injury liability

Uninsured motorists (UM)

Underinsured motorists ( UIM)

Medical payments

The part of a standard auto insurance policy that covers damage to an insured vehicle if the damage results from causes other than an accident with another vehicle is called_ _coverage.

Collision

Liability

Comprehensive

Umbrella

Which principle of insurance helps insurance companies to sue third party in the state of law

Principle of subrogation

Principle of contribution

Principle of insurable interest

Principle of utmost good faith

Which one the policy is not a additional coverage in personal auto insurance

Towing expenses coverage

Rental reimbursement coverage

Third party liability coverage

Electrical equipment coverage

Who are not included in the personal auto policy

Driver

Family members

Son

Relatives

Which principle of insurance deals with material facts in insurance policy

Principle of utmost good faith

Principle of insurable interest

Principle of indemnity

Principle of subrogation

What are the premium determining factors in personal auto insurance

Driver Characteristics

Value of car

Discounts

All of the above

Is third party is a part of insurance contract

Yes

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