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Is Now The Right Time To Buy A Home?

How's your financial house?
I have minimal debt and a little budgeted for savings.
I have manageable debt and live within a budget.
I'm up to my eyeballs in debt and prefer not to budget.
What are your assets?
I own my home and have quite a bit of equity. I also have savings and investments.
I own my home and have some equity. I have little savings and/or investments.
I am renting, but I own my car. I have little-to-no savings or investments.
How long do you plan on being here?
I'm in it for the long-haul. This is my town.
I'll be here for at least the next 3-5 years.
I'm not sure/I don't like to be tied down.
How much do you know about the market?
I am quite knowledgeable. I've done a lot of research. I've got the best realtor.
I know a little, but I
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