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Quizzes > Society & Culture

Fair Housing Test: Check Your Compliance With Federal Rules

Quick, free housing discrimination quiz to test your knowledge. Instant results.

Editorial: Review CompletedCreated By: Muralidhar ReddyUpdated Aug 27, 2025
Difficulty: Moderate
Questions: 20
Learning OutcomesStudy Material
Colorful paper art depicting elements related to Fair Housing Compliance Quiz.

This fair housing test helps you spot compliance risks in advertising, screening, and exemptions under federal rules. Answer 15 multiple-choice questions and see instant feedback, then deepen context with our civil rights act quiz and real estate fundamentals quiz, or broaden your civics knowledge with a civil rights unit test.

Which of the following is a protected class under the Fair Housing Act?
Age
Race
Educational attainment
Income level
Race is explicitly protected under the Fair Housing Act, while attributes such as age, income, or education are not covered. The Act protects race, color, religion, sex, familial status, national origin, and disability.
Which federal law specifically prohibits discrimination in the sale, rental, and financing of housing?
Civil Rights Act of 1964
Fair Housing Act
Title VII of the Civil Rights Act
Americans with Disabilities Act
The Fair Housing Act is the federal law that addresses discrimination in housing transactions. Other laws like the Civil Rights Act and ADA cover different contexts such as employment or disability access in public accommodations.
A landlord refuses to rent to a qualified applicant who uses a wheelchair. This action is best defined as:
Steering
Redlining
Disparate treatment
Blockbusting
Refusing to rent to someone because of a disability is a clear example of disparate treatment, which is intentional discrimination. Redlining, steering, and blockbusting involve different practices related to location or influence rather than direct refusal.
What is "steering" in the context of fair housing?
Directing prospective tenants to specific neighborhoods based on protected characteristics
Offering incentives for a quick sale
Charging different rents for different groups
Refusing to insure properties in certain areas
Steering involves guiding home seekers toward or away from particular areas because of their race or other protected characteristic. This practice perpetuates segregation and is prohibited by the Fair Housing Act.
A tenant with a documented mental disability requests to keep an emotional support animal in a no-pet building. Under the Fair Housing Act, the landlord must:
Require the tenant to remove the animal during peak hours
Charge a higher pet fee
Refuse the request because of the pet policy
Provide a reasonable accommodation and allow the animal
Emotional support animals are covered under reasonable accommodation provisions for individuals with disabilities. The landlord must make exceptions to the no-pet policy unless it imposes an undue financial or administrative burden.
A landlord refuses to rent to a woman because she wears a hijab. Which protected characteristic is implicated?
National origin
Sex
Religion
Color
Refusing to rent based on wearing a hijab is discrimination based on religion. The Fair Housing Act protects individuals from discrimination on the basis of religious beliefs and practices.
Which scenario is exempt from the Fair Housing Act's advertising provisions?
An owner-occupant sells his own single-family home without a broker
A real estate agent advertises a three-unit building for rent
A corporation lists a newly built condominium complex
A landlord uses an online platform to rent out ten apartments
Owner-occupants selling their own single-family home without using a real estate professional are exempt from advertising provisions. Larger or brokered transactions remain fully subject to the Fair Housing Act.
A landlord requires voucher holders to pay a $1,000 security deposit while others pay $500. Under federal law, this policy is:
Automatically violates reasonable accommodation rules
A form of disparate treatment based on income
A violation because source of income is a protected class
Allowed because source of income is not a federal protected class
Source of income, such as housing vouchers, is not a protected class under the federal Fair Housing Act, so setting different deposit requirements is generally allowed. However, some states or localities may have additional protections.
Which term describes a housing policy that appears neutral but disproportionately harms a protected group?
Familial status bias
Disparate impact
Disparate treatment
Redlining
Disparate impact refers to a neutral policy or practice that has a disproportionately adverse effect on a protected class. This theory focuses on outcomes rather than intent.
A deaf tenant requests installation of visual fire alarms. This request is considered:
An unreasonable burden automatically
Outside the scope of disability protections
A request that can be denied because it alters common areas
A reasonable accommodation under the Fair Housing Act
Installing a visual alarm is a reasonable accommodation for a tenant with a hearing disability. Landlords must grant such requests unless they cause undue hardship or fundamental alteration.
To qualify as a 55+ senior housing community under the Act, a development must have at least:
50% of residents aged 65 or older
100% of residents aged 55 or older
60% of residents aged 62 and over
80% of units occupied by at least one person aged 55 or older
Senior housing exemption applies when at least 80% of units are occupied by at least one person aged 55 or older. This allows communities to lawfully limit occupancy to seniors.
An advertisement stating "Ideal for singles, no children please" violates which protected class?
Marital status
Sex
Familial status
Disability
Stating "no children" discriminates against families with children, which is prohibited under the familial status protection of the Fair Housing Act. Marital status is not covered at the federal level.
Which tenant interview question is permissible under the Fair Housing Act?
Do you have children under 18?
What religion do you practice?
What is your sexual orientation?
What is your race?
Sexual orientation is not a protected class under the federal Fair Housing Act, so the Act does not prohibit such inquiries. Asking about religion, race, or familial status (children) is restricted.
A landlord allows dogs but refuses emotional support animals. This refusal is:
A failure to provide reasonable accommodation
An undue hardship for the tenant
A violation of occupancy standards
Permissible under the no-pet policy
Emotional support animals are considered a reasonable accommodation for tenants with disabilities and must be allowed even if pets are generally prohibited. Refusal violates the Fair Housing Act.
Which buildings must comply with the Fair Housing Act's accessibility requirements?
Multifamily dwellings with elevators built after March 13, 1991
Single-family homes sold by private owners
All buildings constructed before 1968
Commercial office buildings under lease
Multifamily dwellings with elevators built after March 13, 1991, must include specific accessibility features. These requirements do not apply to older buildings or private single-family home sales.
What is "redlining" in housing discrimination?
Refusing to finance or insure properties in certain neighborhoods due to racial or economic makeup
Charging higher interest rates based on credit score
Setting occupancy limits unfairly
Steering clients to specific blocks
Redlining occurs when lenders or insurers refuse or limit services in neighborhoods based on racial or economic factors. This practice perpetuates segregation and is prohibited under various fair housing laws.
Refusing to rent to someone because their spouse is HIV-positive is an example of:
Disparate treatment
Associational discrimination
Blockbusting
Disparate impact
Refusing housing due to association with a person who has a disability is called associational discrimination. It is illegal to discriminate against individuals because of their relationships with protected persons.
Which of these is NOT required under the Fair Housing Act's design and construction guidelines for covered multifamily housing?
Accessible building entrance
An accessible route to public and common areas
Doors providing a 32-inch clear opening
Unisex bathroom facilities in each unit
The Act does not mandate unisex bathrooms in each unit. It does require accessible routes, entrances, and door clearances to accommodate individuals with disabilities.
Which characteristic is NOT protected under the federal Fair Housing Act?
Sexual orientation
National origin
Color
Disability
Sexual orientation is not included among the seven protected classes in the federal Fair Housing Act, whereas national origin, color, and disability are protected.
A landlord requires cohabiting tenants to provide a marriage certificate. Under the Fair Housing Act, this policy is:
Legal because marital status is not a protected class
Legal only if applied to all tenants equally
Illegal because marital status is a protected class
Illegal because it discriminates on the basis of familial status
Marital status is not a protected characteristic under the federal Fair Housing Act, so requiring a marriage certificate is not a violation. Familial status protection applies to families with children, not marital status.
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Learning Outcomes

  1. Analyse case scenarios for discrimination risks
  2. Identify prohibited housing practices and biases
  3. Apply Fair Housing Act standards to real-world situations
  4. Demonstrate knowledge of protected classes and exceptions
  5. Evaluate compliance strategies to prevent violations

Cheat Sheet

  1. Protected Classes under the Fair Housing Act - The Act shields seven essential groups - race, color, national origin, religion, sex (including gender identity and sexual orientation), familial status, and disability. Recognizing these categories helps you identify unfair treatment in housing.
  2. Prohibited Housing Practices - Learn which actions are illegal, such as refusing to rent or sell, imposing different terms, or lying about availability based on someone's protected status. Spotting these tactics is key to preventing discrimination.
  3. Reasonable Accommodations & Modifications - Understand how tenants with disabilities can request changes like grab bars or service animals. Knowing these rights ensures everyone has equal access to housing.
  4. Fair Housing Exemptions - Discover when the Act doesn't apply, such as owner-occupied buildings with four units or single-family homes sold without a broker. These exceptions clarify where protections kick in - and where they don't.
  5. Real-World Discrimination Case Studies - Dive into true stories that illustrate how discrimination happens in the field. Analyzing these scenarios sharpens your ability to spot and challenge unlawful behavior.
  6. Filing a Housing Discrimination Complaint - Learn the step-by-step process to report unfair treatment, from gathering evidence to submitting your claim. Knowing what to expect empowers you to take action confidently.
  7. Penalties & Consequences - Explore the fines, damages, and required training that violators may face. Understanding the stakes highlights why compliance is crucial.
  8. HUD's Enforcement Role - Get to know how the Department of Housing and Urban Development investigates complaints and enforces fair housing laws. Their oversight ensures that rights are upheld nationwide.
  9. Connections to Other Civil Rights Laws - See how the Fair Housing Act links to the Civil Rights Act of 1964 and the Americans with Disabilities Act. A broad perspective strengthens your grasp of housing and civil rights protections.
  10. Best Practices for Compliance - Discover strategies like regular staff training, robust policies, and routine audits to prevent violations. Proactive measures keep your operations fair and lawful.
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