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Quizzes > Business & Finance > Business & Industry

Hardest Real Estate Exams by State Quiz

Curious if you'd be a good real estate agent? Take the quiz and find out!

Difficulty: Moderate
2-5mins
Learning OutcomesCheat Sheet
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This Hardest Real Estate Exams by State quiz helps you see where you stand on tough state topics and spot gaps fast. After you play, review misses, practice more, and use our practice questions or take a quick break with real estate trivia.

What is the typical minimum age requirement to sit for a real estate salesperson exam in most U.S. states?
21
18
25
16
Most states set 18 as the minimum age to ensure candidates are legal adults capable of entering into contracts. This requirement aligns with general contractual capacity laws across the U.S. A few jurisdictions may have different age requirements, but 18 is widely accepted.
Which section of the real estate licensing exam covers topics such as agency law and property disclosures that vary by state?
State-specific portion
National portion
International portion
General portion
The state-specific portion tests candidates on laws, regulations, and practices unique to that jurisdiction. Topics include agency relationships, disclosure requirements, and local licensing statutes. The national portion focuses on broader real estate principles.
What score is commonly required to pass real estate licensing exams across most states?
75%
65%
80%
70%
A 70% passing score is standard in many states, balancing rigor with fairness. Some states may require higher or slightly lower percentages, but 70% remains most common. Always verify with your state's real estate commission.
Which state requires candidates to complete 63 hours of pre-licensing education for a sales license?
New York
Florida
Texas
California
Florida mandates 63 hours of pre-licensing education for sales associates, covering Florida real estate principles and law. This requirement ensures familiarity with local statutes like the Florida Condominium Act. Other states have different hour requirements.
In Texas, which organization administers real estate licensing exams?
Department of Real Estate (DRE)
Association of Real Estate License Law Officials (ARELLO)
Department of Business and Professional Regulation (DBPR)
Texas Real Estate Commission (TREC)
The Texas Real Estate Commission (TREC) oversees licensing, education, and exams in Texas. It sets curriculum standards and enforces state real estate law. ARELLO is an international association, not the licensing authority.
The New York real estate exam is primarily composed of what type of questions?
Oral
Multiple-choice
True/False
Essay
The New York real estate exam uses multiple-choice questions exclusively to assess candidate knowledge. This format allows objective grading on national and state-specific material. No essays or oral components are included.
Which state prohibits the use of calculators during the licensing exam?
Texas
New Jersey
Florida
California
California prohibits calculators during the real estate exam to ensure calculations are done manually, emphasizing fundamental math skills. Other states typically allow basic, non-programmable calculators. Examinees should check exam policies in advance.
What is the maximum number of times a candidate can retake the real estate exam in most states without additional coursework?
Once
5 times
3 times
Unlimited
Most states allow unlimited exam retakes, though some impose waiting periods between attempts. There is usually no cap, but candidates often must pay a re-exam fee each time. Always verify with your state board for specific rules.
Which governing document is most likely tested in the state-specific portion of California's real estate exam?
Real Property Law
Uniform Commercial Code
Business and Professions Code
Federal Reserve Act
California's state portion emphasizes the Business and Professions Code, which governs licensing and practice. This code outlines disciplinary procedures, license requirements, and professional standards. Other documents may be referenced in national exams.
In New Jersey, what is the required passing score for the real estate salesperson exam?
80%
65%
70%
75%
New Jersey requires a 75% score to pass the salesperson exam, higher than the 70% common in many states. The exam includes 80 questions total, mixing national and state topics. Applicants must achieve exactly 75% or higher.
Which state real estate exam includes content on coastal zone management?
Nevada
Ohio
Florida
Montana
Florida's state-specific portion tests candidates on the Coastal Zone Protection Act and associated regulations due to its extensive coastline. Knowledge of coastal management is vital for Florida agents. Inland states do not include this topic.
The national portion of the real estate exam typically covers which of the following topics?
State disclosure requirements
Local zoning ordinances
Federal antitrust laws
State property taxes
The national portion includes federal laws like antitrust, RESPA, and fair housing, which apply uniformly across the U.S. State-specific topics like disclosure requirements are reserved for the state section. Zoning and local taxes vary widely locally.
Which state mandates fingerprinting as part of the licensing process?
Utah
Arizona
California
Colorado
California requires fingerprinting and a background check to ensure applicants meet moral character standards. This protects the public by screening for criminal history. Some other states have similar requirements, but California was one of the first.
Which portion of the real estate exam covers methods of property valuation like CMA and appraisal basics?
Ethics portion
Legal portion
National portion
State-specific portion
The national portion generally tests valuation methods, including comparative market analysis and basics of appraisal theory. State sections focus on local licensing laws and regulations. Valuation principles are universal, making them appropriate for the national test.
In which state would you be tested on New York General Business Law section 36-B when taking the real estate exam?
Vermont
Pennsylvania
New York
Connecticut
New York's state section includes General Business Law section 36-B, covering listing agreements and broker commissions. This statute is unique to New York and is tested on its state-specific exam. Adjacent states do not include this exact law.
How many total hours of pre-licensing education are required for a real estate broker license in California?
200 hours
360 hours
270 hours
135 hours
California requires broker candidates to complete eight 45-hour courses, totaling 360 hours. This exceeds the 135 hours required for salespersons. The courses cover advanced topics like real estate finance and appraisal.
Which state requires a separate licensing exam specifically for property managers?
Virginia
New Jersey
Wisconsin
Ohio
Wisconsin offers a distinct property manager license with its own exam, focusing on rental and management practices. Other states typically include property management topics in salesperson or broker exams. Wisconsin's approach separates roles for clarity.
Which state's real estate exam includes specific questions on mineral rights and severance issues?
Maine
Colorado
New York
Florida
Colorado's exam tests candidates on mineral rights and severance because of its significant oil and gas industries. This knowledge is less relevant in eastern or coastal states. Understanding severance and royalty rights is essential for Colorado brokers.
Florida's state exam emphasizes which of the following local statutes?
Florida Condominium Act
State Environmental Policy Act
Federal Fair Housing Act
Uniform Commercial Code
Florida's state-specific portion covers the Condominium Act, reflecting the prevalence of condo developments in the state. Candidates must know disclosure requirements and governance for condo associations. Federal Fair Housing is on the national section.
Which exam vendor is commonly used by multiple U.S. states for real estate testing?
ATI
PSI
Promissor
Certiport
PSI Services administers real estate exams in many states, offering nationwide testing centers and standard procedures. Prometric and other vendors serve fewer jurisdictions. Always check your state board's website for the assigned vendor.
In Texas, the state-specific portion of the exam includes questions on which statute?
Texas Real Estate License Act
Texas Property Code
Texas Civil Practices and Remedies Code
Texas Estates Code
The Texas Real Estate License Act is central to Texas's state exam, covering licensing requirements and disciplinary procedures. Agency, trust funds, and broker-salesperson relationships are detailed here. Other statutes are less emphasized on the test.
What type of account is commonly required by brokerages in North Carolina for client funds?
Fidelity Bond
Trust Account
Surety Bond
Errors & Omissions Insurance
North Carolina mandates brokerages maintain a client trust account for earnest money and rental/security deposits. This segregation safeguards client funds from operating expenses. Misuse of these accounts leads to disciplinary action.
Which state's licensing exam includes detailed questions on water rights due to its arid climate?
Louisiana
Oregon
Nevada
Illinois
Nevada's exam addresses water rights and appropriation because water law is critical in arid regions. Understanding prior appropriation doctrine is essential for Nevada practitioners. Humid-zone states usually cover water rights only at a general level.
Illinois real estate exam candidates must understand which federal rule regarding pre-1978 housing?
Uniform Residential Loan Application
Equal Credit Opportunity Act
Truth-in-Lending Act
Lead-Based Paint Disclosure Rule
The Lead-Based Paint Disclosure Rule requires disclosure of known paint hazards in properties built before 1978. This federal rule appears on most state exams, including Illinois. Candidates must recognize required forms and timelines.
Which area of practice does the Washington state exam include due to its prevalence in the region?
Community Associations
Agricultural Easements
Oil & Gas Leasing
Timeshares
Washington tests on Community Associations (condos and HOAs) due to the high number of planned communities in the Puget Sound area. Candidates study the Washington Homeowners' Association Act. Other topics are less emphasized.
Arizona's real estate exam includes questions on financing that specifically address which federal program?
USDA Loans
Revolving Credit Mortgages
VA Loans
FHA Loans
Arizona's test covers FHA loan requirements and insured mortgage rules because of their widespread use in the state. Candidates must know insured loan limits and qualifying criteria. National portions cover VA and USDA loans separately.
New Jersey's state exam includes which appraisal concept to reflect local market portrait?
Cost approach
Reconciliation
Sales comparison approach
Income approach
New Jersey emphasizes the income approach due to high rental market activity in urban regions. Candidates learn capitalization rates and net operating income calculations. Cost and sales comparison are covered in the national portion.
Kentucky's real estate exam tests knowledge of which federal law protecting service members?
Servicemembers Civil Relief Act
Uniformed Services Employment and Reemployment Rights Act
Military Lending Act
Defense of Marriage Act
The Servicemembers Civil Relief Act provides mortgage protections and interest rate caps for active military members. Kentucky includes this on its state exam due to military bases in the region. Candidates must understand eviction and foreclosure protections.
Massachusetts real estate candidates must study Chapter 183 of the General Laws, which governs what?
Condominium management
Fair housing
Real estate licensing procedures
Land registration
Chapter 183 of Massachusetts law covers land registration and recording systems, critical for property conveyancing. Understanding the Land Court's role and registry maps is tested. Licensing procedures are regulated by Chapter 112.
Pennsylvania's state exam includes detailed rules from which regulatory body?
Department of State Business Regulations
Housing Finance Agency Regulations
Department of Banking Regulations
Real Estate Commission Regulations
The PA Real Estate Commission issues regulations on brokerage relationships, trust accounts, and education. Candidates must know Commission regulations in the state-specific exam. Federal banking rules appear in the national section.
The California broker exam includes an amortization math problem. If a $200,000 loan has a 6% annual rate amortized over 30 years, what is the approximate monthly payment?
$1,199
$1,350
$1,050
$1,025
Using the standard mortgage formula, P = [r(1+r)^n] / [(1+r)^n - 1] × loan amount, the payment rounds to about $1,199. California exams test amortization for financing scenarios. Practicing these calculations is essential for passing.
Texas broker exams include trust fund scenario questions. If a broker mishandles escrow funds, which statute is violated?
Texas Penal Code § 31
Texas Real Estate License Act § 1101
Texas Property Code § 93A
Texas Business Organizations Code § 22.301
Section 1101 of the Texas Real Estate License Act governs broker trust ?? handling. Misuse of escrow funds violates licensing law and can result in fines or license suspension. The exam tests knowledge of specific statutes.
A Florida exam question asks: under state law, within how many days must escrow deposits be placed in a broker's trust account after contract ratification?
30 calendar days
10 calendar days
3 business days
1 business day
Florida law requires brokers to deposit escrow funds within three business days after ratification or receipt. This rule protects all parties and ensures proper handling of client funds. Failure to comply is a licensure violation.
On the New York exam, a question on lien priority asks: which lien has first priority?
Mechanic's lien
Property tax lien
Judgment lien
Mortgage lien
In New York, as in most jurisdictions, property tax liens take priority over all other liens, including mortgages. The concept of 'real estate tax lien superiority' is critical to lien priority order. Candidates must know this for exam scenarios.
Illinois exam takers must answer a question on severance of joint tenancy. What event severs a joint tenancy?
Recording survey
Death of one tenant
Bankruptcy of one tenant
Sale to a third party
A joint tenant's sale of interest to an outside party severs the joint tenancy, converting the estate into a tenancy in common. Death of a tenant passes interest automatically but does not sever. This rule is tested under concurrent ownership topics.
Washington's exam asks about Planned Unit Development (PUD) ownership. Which statement is true?
Title remains with HOA forever
Owners only have a co-op style share
All land is leased from the developer
Owners hold fee simple title to individual lots
In a PUD, homeowners typically own fee simple title to their lots and share common areas via an HOA. This distinguishes PUDs from condominiums, where owners have unit ownership and an undivided interest in common elements. Washington tests this distinction.
Colorado's exam includes a mineral rights scenario: which doctrine governs surface vs. mineral ownership?
Non?support doctrine
Riparian doctrine
Rule of capture
Absolute ownership doctrine
Colorado follows the Rule of Capture for oil and gas, allowing owners to extract minerals even if they migrate from adjacent properties. Surface rights and subsurface rights are severable interests. This is essential in Colorado's testing.
North Carolina's exam covers PUD statutes. Which commission enforces planned community statutes?
North Carolina Real Estate Commission
North Carolina Housing Finance Agency
Department of Insurance
North Carolina Home Owners Association
The North Carolina Real Estate Commission enforces statutes for PUD disclosures and developer obligations. Agents must understand the PUD Addendum and community disclosure act. The exam tests these rules extensively.
Arizona's exam includes an implied agency scenario. Which circumstance can create an implied agency?
Client signs a formal listing agreement
Broker's actions lead client to believe representation exists
Broker attends open houses only
Broker advertises services publicly
Implied agency arises when a broker's conduct makes a client reasonably believe an agency relationship exists, even without a written contract. Actions, advice, or acceptance of confidential information can trigger this. Arizona's state portion tests recognition of agency creation.
Georgia's real estate exam asks about usury. What is Georgia's maximum legal interest rate for unsecured loans?
15% per annum
7% per annum
10% per annum
5% per annum
Georgia caps unsecured loans at 10% interest per annum under its usury statutes. Licensed lenders may have different limits, but standard loans to individuals cannot exceed 10%. Real estate licensees must know local usury limits.
Ohio's exam includes a partition action process. Which court handles residential partition suits?
Municipal Court
County Recorder's Office
Probate Court
Common Pleas Court
Ohio Common Pleas Courts have jurisdiction over partition actions, where co-owners seek division or sale of property. Probate Court handles estates but not partition. Understanding court venues is key for legal scenario questions.
Massachusetts real estate candidates face questions on Chapter 93A. What does Chapter 93A protect against?
Subdivision regulations
Unfair and deceptive business practices
Tax lien filings
Environmental violations
Chapter 93A addresses consumer protection and prohibits unfair or deceptive acts in trade or commerce. Real estate transactions are subject to these rules. Massachusetts examees must know remedies and enforcement under 93A.
Minnesota's exam includes a question on wind easements. What is a wind energy easement?
Right to use neighboring water
Right to excavate minerals
Right to run a pipeline
Right to construct wind turbines
A wind energy easement grants rights to access wind resources across property lines for turbine operation. Minnesota's exam tests this due to the state's significant wind power industry. Candidates must understand conveyance methods and recording.
Texas broker exams may ask for ad valorem tax calculation. If a property is appraised at $300,000 with a tax rate of $2.50 per $100, what is the annual tax?
$8,250
$7,500
$5,500
$6,750
To compute ad valorem tax: ($300,000 ÷ 100) × $2.50 = $7,500. Texas exams test practical math problems. Mastery of rate-base calculations is crucial for passing.
Virginia's exam covers the Virginia Time-Share Act. Which feature is unique to time-share properties?
Fee simple title to a unit
Permanent rental contract
Right to use residential property for a specified time
Software license for booking
Time-share ownership grants periodic use rights rather than fee simple title. Virginia's Time-Share Act mandates specific disclosures and a rescission period for buyers. Agents must understand these unique contracts.
California broker ethics scenarios often reference BRRETA. What does BRRETA stand for?
Business Relations and Real Estate Transfer Act
Brokerage Relationships in Real Estate Transactions Act
Brokerage and Real Estate Transfer Act
Business and Real Estate Training Act
BRRETA stands for Brokerage Relationships in Real Estate Transactions Act, which defines agency duties in California. It replaced the old dual agency rules in 2005. Understanding BRRETA is essential for advanced ethics questions.
Florida's exam includes a finance scenario on blanket mortgages. What characterizes a blanket mortgage?
Cannot be subordinate to other liens
Is only for commercial use
Requires two borrowers
Secures multiple properties under one loan
A blanket mortgage covers multiple parcels under a single loan, commonly used by developers. It includes a release clause allowing individual properties to be freed from the lien upon partial repayment. Florida tests this advanced financing concept.
New York's exam may present a complex cooperative apartment transfer. What document conveys proprietary leases?
Warranty deed
Stock certificate
Quitclaim deed
Mortgage
In co-ops, owning shares is tied to a proprietary lease. Transferring the stock certificate conveys the proprietary lease to new owners. Understanding this distinction is critical in New York.
Illinois's exam includes detailed rules on the Real Estate Education Advisory Council. What is the council's role?
Registers community associations
Enforces zoning laws
Approves course providers and curricula
Issues broker licenses
The Illinois Real Estate Education Advisory Council reviews and approves education providers, course content, and instructors. It ensures pre-licensing and continuing education standards are met. Candidates must know its responsibilities.
Washington's exam tests classification of real estate investment trusts (REITs). Which REIT invests primarily in mortgage debt rather than properties?
Equity REIT
Hybrid REIT
Mortgage REIT
Public non-listed REIT
A mortgage REIT invests in mortgage loans and mortgage-backed securities instead of owning properties. Equity REITs hold and manage physical real estate. Washington includes REIT classifications in advanced finance topics.
Texas's exam may include an inverse condemnation question. What protects property owners from governmental overreach?
Takings clause of the Fifth Amendment
Due process clause
Eminent domain statute
Commerce clause
The Takings Clause of the Fifth Amendment requires government to provide just compensation when it takes private property or restricts its use. Inverse condemnation claims arise when property is damaged by public works without formal eminent domain. Texas exams test constitutional protections.
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Study Outcomes

  1. Analyze Exam Difficulty by State -

    Identify which hardest real estate exams by state pose the greatest challenge and compare difficulty levels across different jurisdictions.

  2. Assess Your Real Estate Agent Potential -

    Measure your strengths and weaknesses to gauge if you have what it takes through a would i be a good real estate agent quiz style assessment.

  3. Apply Targeted Exam Prep Strategies -

    Implement proven study techniques and test-taking tactics tailored to the real estate exam prep quiz format for maximum retention.

  4. Interpret Real Estate Industry Concepts -

    Familiarize yourself with common real estate trivia questions and core concepts frequently tested on state licensing exams.

  5. Prioritize Targeted Study Areas -

    Pinpoint specific topics where you underperform and focus your study efforts to strengthen those areas effectively.

  6. Benchmark Performance Against State Standards -

    Compare your quiz results to official state pass rates to set realistic goals and track your progress over time.

Cheat Sheet

  1. State-Specific Licensing Laws -

    Each state sets its own exam content and passing score, so start by reviewing your state real estate commission's candidate handbook (e.g., California's 150-question versus Texas's 85-question structure). Use a side-by-side comparison chart to note differences in contract law emphasis or finance regulations, ensuring you're prepared for the hardest real estate exams by state.

  2. Real Estate Math Essentials -

    Master core formulas like Commission = Sale Price × Commission Rate and Loan-to-Value (LTV) Ratio = Loan Amount / Property Value. Practice with sample problems - if a $300,000 home has a 6% commission, you earn $18,000 - to build speed and accuracy for the real estate exam prep quiz.

  3. Agency Relationships & Fiduciary Duties -

    Remember the COLD mnemonic (Care, Obedience, Loyalty, Disclosure) to recall your primary duties to clients under agency law. Review real-world scenarios from your state's statutes to distinguish between single agency, dual agency, and designated agency in exam questions.

  4. Fair Housing & Ethical Standards -

    Study federal protected classes under the Fair Housing Act and any additional state-protected groups, and learn to identify discriminatory practices in transaction scenarios. Consider ethical decision trees from the National Association of Realtors® code to reinforce correct answers on the real estate trivia questions section.

  5. Effective Exam Prep with Practice Quizzes -

    Integrate timed mock exams and engaging real estate trivia questions to simulate pressure and gauge your readiness for the real estate agent hardest quiz. Employ spaced repetition flashcards and take a variety of "would i be a good real estate agent quiz" style self-assessments to build confidence and pinpoint knowledge gaps before test day.

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