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Pensions for Dummies

A pension is...
Something the government takes care of
An investment vehicle with special rules
A savings pot I cannot access unless I retire
You pension is taxed when...
You earn the money being saved
The value grows
When you save and when you take your pension
You take income from it
When it exceeds a certain amount
You can start taking money from a private pension...
When you reach the state pension age
Whenever you like
Any time after 55, as long as you are retired
Any time after 55, whether I am still working or not
To be able to maintain a reasonable standard of living throughout your retirement years you need to have a pension pot of...
£50,000
£100,000
£150,000
£200,000 or more
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