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Personal Financial Planning

The term personal financial planning generally implies:
The achievement of a financial outcome within a specified time period
Successfully gaining a job promotion
Winning the lottery within a specified time period
Spend more than you earn
A period of negative savings where income does not meet the required level of expenditures could also be regarded as:
An Asset.
An Increase in equity.
Savings surplus.
Savings deficit.
An ordinary annuity is characterized by:
A series of cash flows that are identical in amount and occur at the end of consecutive time periods.
A series of cash flows that are identical in amount and occur at the start of consecutive time periods .
A single cash flow that occurs at the end of a particular time period and is accumulated over multiple time periods.
None of the choices above are correct.
Which ratio calculates the percentage of assets owned from total assets?
Savings ratio
Debt Service ratio
Net Worth ratio
Liquidity ratio
A Balance Sheet:
Indicates all the sources of INCOME and EXPENSES to determine SAVINGS or DEFICIT.
Indicates the ASSETS and LIABILITIES to derive the NET WORTH.
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