Financial personality quiz

A colorful and engaging illustration depicting various financial scenarios, such as budgeting, saving, and spending, with diverse people making financial decisions in an urban setting.

Discover Your Financial Personality

Take our Financial Personality Quiz to gain insightful knowledge about your spending habits and saving preferences. Whether you're a carefree spender or a meticulous planner, this quiz will help you understand your financial mindset and make informed decisions.

What you'll learn:

Your financial strengths and weaknesses
How to improve your financial habits
Personalized tips for better money management

12 Questions3 MinutesCreated by SavingStar47

If I received an unexpected $5000 windfall, I would:

Spend the money on a shopping spree or a holiday.

Pay off some debts and put the rest towards a new car.

Put it in a high-interest account while I research ways of spending or investing it.

When I get my credit card statement, I normally repay:

Only the minimum - and then I re-spend that amount.

As much of the outstanding amount as possible.

The entire balance.

I am:

Carefree with money - I enjoy today and let tomorrow look after itself.

Likely to overspend every now and then.

Always in control of my finances

When an unexpected bill arrives in the post, I:

Shove it in a draw with all the others.

Add it to my to-do list.

Check that it's correct and pay it immediately.

Savings are:

What savings? I spend every dollar that comes in.

There to pay for important things, such as a deposit for a car, holiday, or home of my own.

Part of my monthly budget plan.

My monthly budget is:

Budget - I never have enough money to go round!

Usually OK but I sometimes overspend.

Very occasionally a struggle but I generally stick to it.

I get worried when:

I can't buy what I want as soon as I see it.

I can't afford to treat my friends and family.

I can't identify all the transactions on my bank account.

When I need to borrow or need extra money, I:

Take the first loan I'm offered - I never shop around.

Look at a couple of options and choose one that feels like the best deal.

Shop around for the best deals on credits cards and loans - I always read the small print on my credit contract.

I prefer to:

Put everything on a credit card and think about it later.

Keep credit for major buys and use my debit card for everyday spending.

Use my debit card as much as possible so I stay within my budget.

I'm most likely to blow the budget:

In a designer clothes shop or on sports or hobby equipment

On a holiday with family or friends. I want everyone to enjoy themselves.

Overspend? Not if I can help it.

At any given time, I:

Don't know how much I owe and don't want to think about it.

Can tell roughly what my debts amount to.

Know exactly what's outstanding - and when it has to be paid.

The day before payday

My bank account is empty and I'm borrowing money from friends and family to get by.

I'm down to my last few dollars but have met all my expenses

I still have money in the bank.

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