Chapter 6 Voacb
Risk
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Loss
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Probability
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Risk Asessment
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Risk reduction
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Risk Avoidance
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Risk Transfer
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Premium
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Risk Assumption
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Self-Insure
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Health Insurance
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Fee-For-Service Plan
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Preferred Provider Organization (PPO)
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Health Maintenance Organization (HMO)
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Stop-Loss Provision
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Disability Insurance
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Life Insurance
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Term Life Insurance
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Permanent Life Insurance
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Homeowner's Insurance
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Liability Coverage
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Home Inventory
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Renter's Insurance
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Automobile Insurance
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Collision Coverage
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Comprehensive Coverage
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Personal Injury Protection (PIP)
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Uninsured/Underinsured Motorist Coverage
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
Umbrella Policy
Accepting the consequences of risk
Insurance that provides income to replace a portion of normal earnings when the insured in unable to work due to nonwork-related injury or illness
A clause that provides 100 percent coverage of medical expenses after a certain amount has been paid by the insured
Finding ways to lower your chance of incurring a loss
A type of health insurance plan that allows the patient to choose medical providers (unmanaged care)
Liability coverage above that of your homeowner's and car insurance
The process of identifying risks and deciding how serious they are
A policy that provides a death benefit and builds cash value
A policy that protects against risk of loss to a home and its contents
A plan for sharing the risk of medical costs from injury or illness
A policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
A network of independent health care providers that work together to provide health care services
Stopping behaviour that leads to a risk
The likelihood of a risk resultng in a loss
Coverage for medical, hospital, and funeral costs of the onsured and passengers in the event of an auto accident
Insurance that pays money to the beneficiary upon the death of the insured person
Temporary insurance that pays only a death benefit and is in effect for a specific period of time
A policy that protects a car owner from losses as a result of accidents and other events
Setting aside money to be used in the event of injury or loss
Protection against injuries suffered by others on your property or as a result of your actions
A list of items of value in your home; used for insurance purposes
A tenant's policy that protects against the loss of personal property in a rented residence
The chance of injury, damage, or economic loss
Buying insurance to shift the risk of financial loss to an insurance company
Protections against damages to your car from causes other than collision or rolling over
The price you pay for insurance coverage
Protection against damages caused by a motorist with no or insufficient insurance
A group plan that provides prepaid medical care for its members
A physical injury, damage to property, or disappearance of property
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