Travel Insurance Free Spirit

A colorful and engaging illustration depicting travel insurance scenarios, including aspects like medical emergencies, trip cancellations, and lost luggage, with travelers and insurance documents in the background.

Test Your Travel Insurance Knowledge

Are you confident in your understanding of travel insurance? Take our quiz to find out how much you really know! Whether you're a frequent traveler or planning your first trip, understanding your insurance options is essential.

In this quiz, you'll learn about:

Cancellations
Coverages for medical issues
Loss or damage claims
Travel risks and precautions

15 Questions4 MinutesCreated by ExploringTraveler42

Is a customer covered for cancellation due to adverse weather conditions?

Yes

Yes, however only on Super Duper

No , they can elect to abandon the trip at the depature point , provided they have checked in bagsand there is a delay more than 12 hours

Yes , however they need to call the Assistance company

Is a customer covered if they miss a booked flight home due to illness?

Yes, however they have 2 days to return

Yes, however medical assistance must be contacted and in agreement

No , you must return

A client travells being 35 weeks preganant, suffers Pre-eclampsia , are they covered for these medical expenses?

No , the policy states that there is no cover for complications arising from pregnancy on this policy

Yes, the policy states there is cover for such complications from weeks 29-40.

No the policy only covers complications from 37 weeks

Which statement is correct

There is an ongoing health warranty on an annual multi trip only

There is an ongoing health warranty on a single trip only

There is an ongoing health warranty on both single and annual multi trip policies

There is no ongoing health warranty across both single and annual polciies

If I am travelling to New Zealand via Singapore, When I arrive in New Zealand do I have to enrol in Medicare

No , this is only an advisory

Yes, you must enrol ASAP

Medicdare is not available within New Zealand

If I use my EHIC within the EU , does this guarantee me free or reduced cost treatment

Yes

No , it wil depend on the country and area these expenses occur

No , they dont work

If a customer purchases a single trip policy to Asia. Prior to them booking the trip their Mother (not travelling) became critically ill and was awaiting major surgery. Eventually they need to cancel this trip due to this reason , are they covered?

Yes, the policy covers changes in health for any reason

No , the customer was aware of this at the time of both booking the trip and purchasing the insurance

Yes, we only exclude if the family member was awaiting investigation

If a customer has a Medical claim abroad, as such they have to stay on a further 2 weeks . Are they covered for the loss of income

Yes, as this was an unforseen circumstance the policy will cver this

Yes, however the policy only covers for loss of 1 claender months earnings

No , the policy does not cover this

Yes, however we will only cover 1 weeks loss of income

If a client has a break in to their cooked accomodation whilst abroad. As a result of this the money they had left on the sideboard was stolen. Are they covered to claim for this?

Yes , providing the accomodation was locked.

No , the money has to be left out of sight or in a safe if possible

Yes, however a police report will need to be completed

If a customers holiday is cut short due to the FCO changing the travel advises, are they covered on the policy for this

Yes , however only for all but essential travel circumstamces

Yes, this is covered automatically

No , the customer must purchase the Super Duper cover

Yes, this is found under the travel risks section

If a customers flight is delayed for more than 12 hours, are they covered for the costs of a meal in this time?

Yes, however it is limited to £30 per person on Super and £60 per perosn on Super Duper

Yes, however the £30 and £60 limits are per party not per person

Yes, however they are limited to a 1 course meal and 1 drink per 12 hours of delay

No , this is expressed in the exlcusions

A customer has booked a flight through TUI Back in February. Come October (a month before departure) TUI reschedule the flight time from morning til evening. If the client decides this is not suitable are they covered for cancellation of the trip

No , this is deemed disiclination to travel

Yes, however they will only be covered for 66% of the booking

Yes, however the client must have been travelling within 2 months of the flight change

A client has hired a car abroad. Unforunately they are in a car accident which they have caused. As a result of this the other party involved are holding the customer liable for the damages and injuries. Are they covered on the insurance

Yes, the only vehicle we exlcude is aircraft

Yes, they are covered for both parties expenses

No, there is no cover on the policyn for this

If a customer is hospitalised abroad within a private hospital, are they covered under State Hospital benefit

Yes, as long as this has been agreed by medical assistance

YES, HOWEVER THERE IS A CAP OF 72 HOURS

No this inpatient benefit only applied to public hospitals

Does this policy cover loss or damage to mobile phones and laptopsunder personal possesions

Yes, this is deemed a valuable

Yes, however a police report will need to be filed if stolen

Yes and no , no cover for mobile phones , however laptops are covereds

Yes and No , no cover for laptops however mobiles are covered

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