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So you think you know FinTech?

What is the function of an issuing bank?
An issuing bank provides branded cards directly to consumers
A bank that issues debt with no interest
A bank that will issue credit cards to anyone that walks in the door
APR stands for
Average perfunctory risk
Annual percentage rate
Actual pension relevance
The Durbin amendment enforces which of the following interchange rate caps on financial institutions over $10 billion in assets?
A set 0.85%
0.05% plus 21 cents
A flat 25 cents
Big brands like Apple, Amazon, Google, Facebook, and others don't pose a threat to traditional financial insitutions
True
False
Products like Squarecash and Venmo are making money hand over fist in peer to peer payments
True
False
Open Banking is a term that means
The use of open API's that enable third party developers to build applications and services around the financial institution
A new banking movement where banks open their doors to anyone - including the traditionally underbanked - to open an account
Blockchain for banking that creates a much more open echosystem
Which of the following was not a founder at PayPal?
Elon Musk
Max Levchin
Peter Thiel
Jack Dorsey
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