DST Product Quiz
DST Product Knowledge Quiz
Test your knowledge on DST products with our engaging quiz! Whether you're a seasoned professional or just starting out, this quiz will challenge your understanding of our insurance products and coverage options.
Key Highlights:
- 7 multiple-choice questions
- Learn about coverage details and exclusions
- Perfect for improving your expertise
Do we cover malicious damage caused by Airbnb guests?
Yes, as long as the customer has taken reasonable care inviting them into their home.
No, there is no cover for malicious damage caused by guests if the home is used as an Airbnb. Airbnb provide cover for this as part of their policy.
Are ride on lawn mowers covered under Contents?
No, we classify them as a vehicle so they are excluded from cover.
Yes, they are covered as per our policy booklet.
Is there a limit on how many tenancy agreements a Landlord can have?
No, they can have as many tenancy agreements as necessary as long as they are directly between our insured and the tenant.
Yes, we can only have one tenancy agreement per policy.
Do we insure Yurts under Home, Contents or not at all?
Yurts are a specialised structure and often relocatable so we exclude from both Home and Contents cover.
If the structure is fixed and built into foundations it would be insured under Home insurance. If the structure is relocatable we will insure it under Contents.
Do we cover Meth damage under our Home Insurance policy if there is forced entry?
Yes, it would be wrong to penalise our customer if they've taken reasonable care securing their home.
There is no cover for Meth contamination on owner occupied Home. It is excluded by our policy.
If a customer is renovating a Landlord property and it will be unoccupied for more than 60 days does the limited cover for Landlord occupancy reduce the cover also available under the new building work benefit?
No, the customer will only have to pay an additional excess at Claim time. They won't have their cover reduced to loss by fire, lightning, explosion, storm, flood or natural disaster on the new building work benefit.
Yes, if the Rental is unoccupied for more than 60 days the reduced cover will also apply to the 'Cover for new building work' benefit. No additional excess applies on Landlord policies.
If the Blind Foundation provides a tablet to our customer but requires them to insure it, do we cover it?
Yes, if the tablet is in the customer's "care, custody or control" and they are "legally responsible" for it, this would fall under their contents and would be covered.
No as the Blind Foundation still legally owns it.
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