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Pass or Die

Which of the following is NOT included when calculating debt-to-income?
Child support
Personal Line of Credit
Small business monthly rent
Property taxes on cabin
On Secondary Market loans, which credit score is used to qualify?
Borrower's middle score
Co-Borrower's middle score
Deb's shoe size
The lowest middle between all borrowers
On a purchase, which loan type are we able to adjust the interest rate if the appraisal comes in higher?
In-House
Secondary Market
Both
Which appraisal version(s) are we required to provide to borrower(s)?
Original only
Original and revised
None - it is optional
True or false: Comparable sales do not directly affect the value on a home unless it is a purchase.
True
False
What is the interest rate on the following scenario: In-House, building of a new home, credit score is 727, $12,000 in equity
True or false: We ALWAYS collect GMI on a Secondary Market loan.
True
False
What was Brady's nickname as a child?
Boo Boo
Spanky Buns
Beezer
Buggy
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